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Personal Protective Equipment – Cat 3

Category: Mitigation

Principal Author(s): Mark Whatley, Seth Harrison

Key Contributor(s): David Mattioli, Dan Smith

AI Board Approval: 07/07/2017

Last Update: 04/20/2021

Tags: Booties, Boots, Charge, Disposable, Face Shield, Gloves, HEPA, Heavy Duty, N-95, PPE, PPEs, Personal Protective Equipment, Respirator, Rubber, Suit

8 votes, average: 4.38 out of 58 votes, average: 4.38 out of 58 votes, average: 4.38 out of 58 votes, average: 4.38 out of 58 votes, average: 4.38 out of 5 (8 votes, average: 4.38 out of 5)
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This is a residential (Class 3 | Cat 3) water loss. The source of the loss was an upstairs toilet that suffered a catastrophic soft clog fill-up. The water near the source was visibly brown due to large amounts of fecal matter – the water was as contaminated as one could imagine. The catalyst for the loss can be assigned back to the son of the policyholder. Late for school, the son flushed the toilet and ran out the door without looking back. The drain line immediately clogged and water began to pour over the bowl. Simultaneously, the toilet internal float valve failed to shut off. As a result, the water was not shut off until the policyholder arrived on the scene hours later. By this time there was standing water, both upstairs and downstairs. After shutting the water off at the street, the policyholder engaged a remediation contractor.

This Insight Sheet exists to clarify how one might invoice for proper protective equipment. This does not seek to include or make concessions for all equipment and/or activities as it relates to a loss of this nature.

As Seen In Xact

4 Comment(s)

Parker Olsen Posted 3 years ago

Might be a good idea to change this to HMR now that HMR has been defined as mold as well.
Reply   View 1 reply

Brian Mowers Posted 3 years ago

Depending on you local labor law's. Employers may be required to provide two break's on top of lunch. This would change the customary 2 suites per day to 4 per day, per technician. Also any PPE which losses it's integrity and no longer provides proper protection should be replaced.
Reply   View 1 reply

Carl Collins Posted 2 years ago

How about the time to put on , take off, dispose of, and change throughout the day?
Reply   View all 2 replies

Steve Pronto Posted 3 weeks ago

Why invoice for both a full face respirator and a half face mask?
Reply   View 1 reply